Executive Summary The classic business email compromise defense model was built around messages. Organizations invested in email security, domain protection, mailbox monitoring, phishing awareness, sender analysis, and verification of unusual requests. Those controls remain necessary. AI-powered BEC 2.0 exposes their strategic limit. The most important control point is no longer the message. It is the decision the message is trying to influence. Generative AI can improve language and personalization. Voice cloning can imitate authority. Synthetic media can create visual confidence. Fraudulent websites and documents can support a credible narrative. Compromised accounts ca…

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