Executive Summary AI-enabled business email compromise is evolving from a message-manipulation problem into a multi-channel enterprise fraud problem. The decisive risk is no longer limited to whether an email was spoofed or a mailbox was compromised. It is whether apparent authority—expressed through email, voice, video, chat, identity documents, websites, or legitimate accounts—can influence a high-consequence business decision. The Federal Bureau of Investigation’s 2025 Internet Crime Report recorded 24,768 business email compromise complaints and approximately USD 3.05 billion in adjusted losses. The same report identified 22,364 complaints carrying AI-related descript…
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